5 Things Every First-Time Homebuyer Should Know (Before You Even Look at a House)

Introduction:

Thinking of buying your first home? Don’t let Zillow fool you — there’s a lot to prep before touring your dream house. Here’s what I tell all my first-time buyers.

Buying your first home is exciting — but it can also feel overwhelming if you don’t have the right info up front. Here are 5 things you should know before you fall in love with granite countertops or a cute porch swing.

1. ✅ Get Pre-Approved FIRST

Don’t waste time house hunting without a clear budget. A pre-approval tells you what you can actually afford — and makes sellers take you seriously.

Bonus: I offer same-day pre-approvals so you can shop with confidence.

2. 📉 Know the Full Costs (Not Just the Mortgage)

Your payment includes taxes, insurance, and sometimes HOA fees. We'll walk through the full picture together — no surprises.

3. 💳 Your Credit Score Matters — But It’s Not Everything

Yes, credit matters. But you don’t need perfect credit to get approved. I’ve helped many clients with “almost there” scores find the right loan.

4. 📦 Don’t Open New Accounts During the Process

Wait until after closing to buy furniture, open a store credit card, or change jobs. One wrong move can delay or kill the deal.

5. 🙋🏾‍♀️ You Need a Team You Can Trust

You’re not doing this alone. I work with realtors, inspectors, and underwriters who care about YOU, not just the transaction.

Ready to get started?
https://thelemooresolutions.com/home